See why veterans across the country trust Veterans Own Mortgage for their VA home loan. $0 down, no PMI, and a team that knows the VA loan process inside and out.
3 minutes. Zero credit impact.
Our mission is to create a raving fan out of each client by providing the lowest interest rate and payment in the entire country. We know what is important to you and we get straight to the point. We provide the clearest communication and most cost effective financing solutions available. We won't be beat. Call us today!
Our team of VA loan specialists works exclusively with veteran borrowers, meaning we know the VA loan process inside and out. No confusion. No runaround. Just results.
Work With UsThe VA home loan benefit is one of the most powerful tools available to veterans. Here is why.
Purchase a home without putting any money down, a benefit unavailable with most conventional loans.
Skip PMI entirely, saving you hundreds of dollars every month compared to conventional financing.
VA loans consistently offer lower average interest rates than conventional or FHA loans.
VA loans are more forgiving of past credit challenges than most conventional loan programs.
Your VA loan benefit can be used multiple times throughout your lifetime. It never expires.
The VA limits the fees lenders can charge, keeping more money in your pocket at closing.
Lowest rates in the country. Getting your VA home loan is easier than you think.
Fill out our quick application in minutes. We will review your eligibility right away.
Receive your pre approval letter so you can shop for your home with confidence.
Work with your real estate agent knowing exactly what you can afford.
We handle the details so you can focus on moving into your new home.
Real veterans. Real results. Here is what they have to say about working with Veterans Own Mortgage.
Use our VA loan calculator to get an estimate of your monthly payment. VA loans require $0 down, so your full purchase price is your loan amount.
Everything you need to know about VA home loans and working with Veterans Own Mortgage.
You may qualify if you are an active duty service member, veteran, National Guard or Reserve member, or surviving spouse of a veteran. Eligibility is based on your length and type of service. Contact us and we will verify your eligibility at no cost.
Yes. Your VA loan benefit is reusable for life. As long as you have remaining entitlement or have paid off a previous VA loan, you can use it again to purchase another home or refinance.
The VA does not set a minimum credit score, but most lenders look for a score of 580 or higher. Veterans Own Mortgage works with veterans across a range of credit profiles and can help you understand your options even if your credit is less than perfect.
Most VA loans close in 30 to 45 days. With Veterans Own Mortgage, we work to keep the process as efficient as possible. Once you submit your application, we will give you a clear timeline based on your specific situation.
Yes. The VA offers two refinance options: the Interest Rate Reduction Refinance Loan (IRRRL) for lowering your rate on an existing VA loan, and the VA Cash Out refinance for accessing your home equity. Both can save you significant money.
As of 2020, there are no loan limits for veterans with full VA entitlement. If you have full entitlement you can borrow as much as a lender is willing to lend with no down payment required, regardless of the home price.
No fluff. No confusion. No wasted time. Just clear communication, elite execution, and real savings you can feel immediately.